Did you know that applying for long term disability benefits is much different than applying for social security disability? If you've incurred a disability that is thought to be permanent or long-term and restricts your ability to perform your job,…
Do you have a serious illness or injury that leaves you unable to work for six months or longer? You may qualify for long-term disability insurance. Long-term disability could replace a chunk of your income for the months or years…
ERISA Long-Term Disability Plans – The Details What is ERISA? Passed by Congress in 1974, the Employee Retirement Income Security Act, or ERISA, was originally intended to protect employees’ right to benefits. ERISA is a complicated and complex law, which is now…
What’s The ERISA Disability Timeline? ERISA long-term disability (LTD) is a topic of much controversy because it usually arises in relation to disability claims and the difficulty involved in getting claims approved. Few people realize how easy or common it…
“My ERISA Long Term Disability Claim Was Denied…What Now?” After making the difficult decision to stop working, you contact your Long-Term Disability (LTD) carrier and follow their hundreds of steps in completing your application. You connected them with your doctor,…
