San Diego's Disability Advocate
ERISA Long-Term Disability Plans – The Details What is ERISA? Passed by Congress in 1974, the Employee Retirement Income Security Act, or ERISA, was originally intended to protect employees’ right to benefits. ERISA is a complicated and complex law, which is now widely believed to protect insurers, rather than employees as originally intended. As a result, a […]
What’s The ERISA Disability Timeline? ERISA long-term disability (LTD) is a topic of much controversy because it usually arises in relation to disability claims and the difficulty involved in getting claims approved. Few people realize how easy or common it is to become disabled and even fewer people expect that a sudden disability will last […]
“My ERISA Long Term Disability Claim Was Denied…What Now?” After making the difficult decision to stop working, you contact your Long-Term Disability (LTD) carrier and follow their hundreds of steps in completing your application. You connected them with your doctor, provided medical records, and even gave a lengthy recorded-statement. After several weeks go by (with no […]